Builders risk insurance provided by Insurance Incorporated.

Did you know you can protect your properties even before they are finished being built? Builders risk insurance protects from risks like fire, theft, and more.

Secure Comprehensive Builders Risk and Premises Liability Coverage at Unbeatable Rates

Welcome to Insurance, Incorporated your trusted partner in safeguarding your construction projects. We understand the unique risks and challenges faced by builders, contractors, and property owners during the construction phase. With our direct appointments with leading insurance companies, we offer the most competitive rates in the industry, providing you with peace of mind and financial protection.

Comprehensive Coverage Tailored to Your Needs

At Builders Risk Insurance, we specialize in providing Builders Risk and Premises Liability coverage for both residential and commercial projects. We offer comprehensive insurance solutions designed to protect your project from a wide range of risks, including:

1. Builders Risk Insurance: Our policies cover your project against perils such as fire, theft, vandalism, natural disasters, and other unexpected events that could damage the property during construction. This coverage extends to the structure, materials, equipment, and supplies involved in the project.
2. Premises Liability: We understand that accidents can happen on construction sites, potentially leading to property damage or bodily injury to third parties. Our Premises Liability coverage ensures that you are protected against legal claims arising from such incidents, providing financial support for legal expenses, settlements, or judgments.

Why Choose Insurance Incorporated?

1. Direct Appointments with Leading Insurers: As independent agents  and brokers we have appointments with the industry’s leading insurance companies, we have the advantage of offering you exclusive access to comprehensive coverage options at the most competitive rates available.
2. Expertise and Experience: Our team of experienced insurance professionals understands the specific risks and challenges faced by builders and contractors. We work closely with you to assess your project’s unique needs and tailor coverage solutions that provide adequate protection.
3. Unbeatable Rates: We are committed to offering the lowest rates in the market without compromising the quality of coverage. Our direct relationships with leading insurers allow us to pass on significant cost savings to our clients, helping you secure the protection you need at a price that fits your budget.

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Protect Your Construction Project. Trust Builders Risk Insurance Today!

At Insurance Incorporated, we understand the risks that construction projects face, and we’re committed to helping you protect your investments. With our Builders Risk Insurance, you can have peace of mind knowing that your project is covered from start to finish.

We offer both Commercial and Residential Builder Risk insurance for New and Remodel projects. We can handle difficult to place risks as well,  such as Fire Zones,  Non Renewal or a Lapsed policy.  Call now for a free quote on your project.

Under construction? Then you need builders risk insurance.

Builders risk insurance is effectively a form of property insurance that covers the period while the property is still under construction. It’s possible for the property owners to take out such a policy, though more commonly it’ll be a policy they insist the contractors take out.

What does a builders risk policy cover?

The key areas of coverage are damage caused by events such as fire and hail storms. You’ll also normally be covered for theft, vandalism (though not by your employees), and damage caused by vehicles or aircraft hitting the building. To make sure coverage levels are adequate, policies are often set at a fixed percentage of the total construction budget. You’ll need to check how long the policy runs as it typically won’t allow repeated extensions of the construction timeline.

Coverages that are not included.

It’s important to be aware of what builders risk insurance doesn’t cover. Unless specifically stated, it won’t cover specific increased risks such as flooding on a beachfront construction or earthquakes near a fault line. It also doesn’t cover injuries suffered by workers, meaning you’ll still need any legally-required workers’ compensation insurance coverage, as well.

We have programs for Residential or Commercial, new ground up construction, remodeling, incomplete project and even  a lapse in builders risk coverage or prior carrier will not offer a renewal. Call the leader in Builders Risk insurance for your quote.

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As an independent agency, we are here to help you find the right Builders Risk Insurance coverage.