Sep 30 Contractors: Are You Including Insurance Costs When You Bid a Job? By Tim Dean Insurance One of the most common mistakes contractors make when bidding a job is underestimating the true cost of their insurance.A…Read More
Sep 29 Why Forklifts Should Be Insured on an Inland Marine Policy By Tim Dean #distributorinsurance, #forkliftinsurance, #inlandmarineinsurance, Insurance Forklifts are expensive pieces of equipment, and many business owners assume they are automatically covered the same way as desks,…Read More
Sep 18 The Hidden Insurance Gap Every HOA and Condo Association Board Should Review By Tim Dean #coainsurance, #hoainsurance, Condounitownerinsurance, Insurance What happens when an individual homeowner or condo unit owner has no insurance? The answer could affect the entire community.Homeowners…Read More
Sep 14 California Workers’ Compensation for Contractors: Dual Wage Classifications and Payroll Splitting Explained By Tim Dean Insurance, Workers Compensation Insurance If you are a contractor in California, your Workers’ Compensation premium can be affected by much more than just your…Read More
Jul 15 Do Employers With 50 or More Employees Have to Offer Health Insurance? By Tim Dean Insurance Many business owners believe the Affordable Care Act, or ACA, requires health insurance as soon as a company has 50…Read More
Jul 10 Don’t Let One Employee Put Your Garage at Risk: Why Every New Driver Must Be Reported to Your Insurance Company By Tim Dean Insurance Running an auto repair shop, body shop, tire store, transmission shop, or other automotive service business means your employees are…Read More
Jul 01 Is Your Company Truck Really Protected? One Simple Mistake Could Put Your Personal Assets at Risk. By Tim Dean Insurance Don't let a paperwork mistake become a million-dollar problem.Many small business owners make the same mistake every day without realizing…Read More
Jun 19 Why HOA and Condo Association Members Should Never Report Claims Directly to the Master Insurance Carrier By Tim Dean #autorepairbusinessinsurance, #coainsurance, #condoAssociationinsurance, #hoainsurance, Condounitownerinsurance, Insurance When a loss occurs at a homeowners association (HOA) or condominium association (COA), emotions can run high. Water damage, fire,…Read More
Jun 11 Bid, Performance and Payment Bonds: What Contractors Need to Know Before They Bid By Tim Dean #bidbond, #bond, #maintenancebond, #paymentbond, #performancebond, #surety, Insurance Many contractors find a great project, put together a competitive bid, and then discover one important requirement: the job must…Read More
Jun 11 The Importance of Pollution Coverage for Contractors: Protecting Your Business from Hidden Environmental Risks By Tim Dean #contractorsinsurance, #contractorspollutioninsurance, #pollutioninsurance, Insurance Most contractors understand the importance of carrying general liability, workers' compensation, and commercial auto insurance. However, one critical coverage often…Read More