Detailing your policy to wash away your risks.
Car wash insurance provided by Insurance Incorporated.
Car wash facilities face risks simply because of the nature of the business. A specialty insurance policy can protect your business from potential financial loss whether your chemical mix is contaminated or your customer slips on a wet floor. We’re ready to design a plan just for you.
Brush up on your business operations.
We offer protection for the risks your business may face, including employees, machinery, or chemicals that can accidentally cause harm to someone or their property. If an employee accidentally washed a car with an open window causing thousands in damage, your company could be held legally liable and can be sued. There are many coverages to help protect your business from slipping:
- General Liability
- Workers’ Compensation
- Personal Property
- Commercial Property
- Garage Keepers Liability
- Umbrella Insurance
You rely on your employees, allow them to rely on you.
Workers’ compensation insurance is required by law for car washes with one or more employees. Car wash facility employees have a high risk of slipping and falling among other injuries. Car wash workers’ compensation can provide reimbursement to the employee for lost wages and compensation for the cost of injuries (including occupational diseases that could arise from the use of spray chemicals).
Other areas of insurance coverage in one policy.
Business personal property is another important option to consider. Your facility needs coverage damage for theft, vandalism, or even mechanical breakdown to equipment, inventory, machines, and furniture. Building property can cover your entire office and car wash facility, including any upgrades and alterations done to the building. This coverage is important because it can protect you in the event you have a major loss from vandals, fire, and even water damage.
Additional coverage options are available.
These are just a few more coverage options your car wash or auto detailing business may require. Employment practice liability, mechanical breakdown, garage keepers liability, umbrella insurance, and many other options may be needed to properly protect your business.
Don’t chance your business to financial loss. Contact our agency to learn more about your car wash business options.
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