ClickCease Skip to main content
search

Off-road Vehicle Insurance

Stay covered while you hit the trails.

Off-road vehicle insurance provided by Insurance Incorporated.

Home » Personal Insurance » Off-road Vehicle Insurance

Your off-road vehicle needs protection that’s different from what your auto or homeowners insurance can provide. We’ll help keep you and your off-road vehicle safe and secure while you explore.

Off-road vehicles are not typically covered by home or auto policies.

If you assume your off-road vehicle is already covered by your existing homeowners or car insurance policies, you’re in for a big surprise. Many homeowners policies exclude ATVs, dirt bikes, snowmobiles, and the like, so you could be out of pocket if your vehicle is stolen or damaged. Additionally, standard auto insurance policies typically won’t cover such vehicles, given the unique risks of driving off-road.

Policies can be customized to your off-road vehicle and usage.

A specialty off-road vehicle insurance policy will usually be custom-made for your off-road vehicle and the way you use it. As with ordinary car or truck insurance, you can choose from several components.

What does off-road insurance cover?

Collision coverage pays out for the damage to your off-road vehicle, whether you collide with another vehicle or an obstacle like a fence or tree. Bodily injury and property damage liability components cover you against costs you must pay to other people if you and your vehicle are responsible for the damage. Comprehensive coverage can be obtained to protect you from the costs associated with the loss or damage of your off-road vehicle if it’s stolen or damaged by severe weather or natural disaster.

Factors to consider when covering your off-road vehicle.

To keep costs lower, consider a policy with a limited mileage allowance each year. You may also be eligible for discounts if you complete a safety course.

To learn more about obtaining off-road vehicle insurance for your ATV, dirt bike, snowmobile, or off-road vehicle, reach out to us. We can help you to develop unique coverage that works for you.

Off-Road Vehicle Insurance - Father and Son Using ATVs

Get Started Today

As an independent agency, we are here to help you find the right Off-road Vehicle Insurance coverage.

Get a Quote

  Off-road Vehicle Insurance Quote Request

As an independent agency, we are here to help you find the right coverage.

  • Insurance Incorporated complies with applicable laws and regulations governing text messaging and email marketing, including the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, and the California Consumer Privacy Act (CCPA). We respect your privacy and are committed to providing you with transparency and control over the use of your phone number and email address for marketing purposes.

    By providing your phone number and email address and opting-in to receive messages from us, you consent to receive marketing and promotional text messages and emails from us. We may use your phone number and email address to send you transactional messages related to your account or order.

    You can opt-out of receiving text messages and emails from us at any time by following the unsubscribe instructions provided in each message or by contacting our customer service team. Standard messaging and data rates may apply.

    We do not sell or rent your personal data to any third party. We may share your data with our service providers who help us to deliver our messaging services and to fulfill your requests.
  • This field is for validation purposes and should be left unchanged.

Get a Quote

It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Review options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!

Contact Us
Close Menu