With wildfires raging across several states including California, it is important to be properly prepared in the event that you are forced from your home by fire. Here are 10 practices that will help you prepare:
1.) Landscape with fire safety in mind.
When landscaping your home create a 30 foot fire resistant buffer zone around your house. Also, clear any dead grass and vegetation that is within 10 feet of your house.
2.) Teach your family how to operate an ABC type fire extinguisher.
Be sure to teach each member of your family how to properly use this type of fire extinguisher. It is important to inspect your fire extinguisher and replace it when it has expired.
3.) Clean your roof and gutters often.
Old, dry vegetation that accumulates in your gutters and on your roof will fuel a fire if it reaches your home. Clean the roof and gutters of any other buildings on your property as well.
4.) Avoid parking your car in dry grass.
The exhaust system of cars can easily ignite tall, dry grass. Metal components of your car-such as worn brake pads-can also create sparks when they rub against other metals or the pavement.
5.) Restrict the use of any tools or equipment outdoors when it is dry and windy.
Chain saws, lawn mowers, grinders etc. all create sparks when they are used. If you unintentionally cause a wildfire you may be charged with arson, even if it was an accident.
6.) Keep your propane/fuel tanks at least 15 feet away from any structure.
Make sure that there is a 15 foot zone around your barbecue. Do not use the grill during fire weather conditions and keep a fire extinguisher close by.
7.) If there is a fire in your area, turn off your air conditioner and fans.
If there is a wildfire in your area turn off your AC and fans as they will suck in ash and hot embers into your home’s ducts and attic. Hot embers that come into contact with the insulation in your attic will cause your home to ignite.
8.) Subscribe to emergency alerts.
Safety officials utilize prompt systems to notify you in the event of a disaster. You can receive important alerts wherever you are if you sign up to receive them.
9.) Examine your homeowners’ or renters’ policy.
The Insurance Information Institute advises an annual insurance reexamination so you understand what is and is not covered by your policy. Also, creating a home inventory can help insurance claims settle sooner.
10.) Assemble an emergency kit and make a family communication plan.
Disasters rarely allow people time to collect even basic necessities for themselves and their family. Keeping a kit with these basic necessities will help you in the event that you must evacuate your home quickly. Planning ahead is crucial.
11.) Discuss fire safety with your community.
Make note of any neighbors with special skills such as nurses or law enforcement officers. Remember elderly or disabled neighbors who will require assistance in the event of an evacuation.
If you have any questions regarding fire insurance please do not hesitate to call our office at (877) 898-9333. We are eager and happy to help. For All Your Insurance Needs Think Insurance Incorporated !