Birthdays, weddings, anniversaries and other special occasions are usually times that involve some pretty special shopping and celebrations. What can be forgotten in all the excitement is the potential impact that new items can have on insurance. Purchasing an exclusive piece of jewelry, a piece of fine art or some other special item should be accompanied by some California home insurance quotes, in case you run the risk of exceeding your existing claimable limits.
Your property contents coverage includes your personal valuables and furnishings, but you need to be aware of policy limits. When you have items of particularly high value, you may have options to either add an endorsement to the policy or take out separate coverage for that item.
Call us to get some California home insurance quotes or to discuss adding an endorsement to your policy to ensure that your newest treasures are covered fully. Usually gifts of this sort have strong emotional significance due to being linked to very special occasions. It would be tragic to risk not being able to replace your treasured items by not having the right amount of insurance.