Did you know that dog bites account for more than one third of all homeowners insuirance liability claim dollars paid out in 2023.
According to the latest statistics from the Insurance Information Institute (III), the average cost per dog bite claim in the U.S. is over $64,000. In some cases, the amounts paid out can be even higher, with some claims reaching into the hundreds of thousands of dollars, particularly when serious injuries or legal costs are involved.
Many insurance carriers now exclude coverage for dog liability, especially for certain breeds or after previous incidents. That’s why it’s so important to review your homeowners insurance policy and confirm whether you have dog bite liability coverage.
While it might be tempting to choose the lowest cost homeowners insurance plan, doing so could leave you without essential protection. The financial consequences of an uncovered dog bite claim can be devastating, so it’s crucial to make sure you have the right coverage in place. Don’t wait until an incident happens—take the time to review your policy today!
For more informaiton here is a link to the World Animal Foundation’s article on Dog Bites https://worldanimalfoundation.org/advocate/dog-bite-statistics/
