At Insurance Incorporated, we understand the significance of having a workers’ compensation agent who is not only well-versed in insurance policies but also equipped with comprehensive knowledge in claims management. In today’s blog post, we shed light on why having the right agent can make all the difference in reducing and maintaining your experience modification rate (mod), thereby impacting the amount you pay for workers’ compensation insurance.
While some agents or payroll companies may offer you a quote, the absence of robust support and expertise in claims management can prove costly in the long run. Managing claims professionally is paramount in controlling costs associated with workers’ compensation insurance. This is where Insurance Incorporated stands out.
Our agency is committed to providing professional claims management services, ensuring that insurance carriers properly reserve claims, combat fraud, investigate suspicious claims, and expedite the claims process. By actively managing claims, we help mitigate risks and maintain a favorable experience mod, which directly influences the premiums you pay.
Insurance Incorporated offers access to over 25 different workers’ compensation carriers, giving you options tailored to your specific needs. Moreover, we go beyond insurance policies by assisting you with Safety Programs and OSHA compliance, further enhancing workplace safety and reducing the likelihood of accidents.
It’s essential to remember that each claim filed can impact your rates for up to three years. The frequency and severity of claims play a crucial role in determining the negative affect on your experience mod. With Insurance Incorporated, you can trust that we prioritize efficient claims management at no additional cost to safeguard your bottom line.
Before deciding to switch insurance providers, it’s imperative to ask the right questions.
- Are you being provided with professional claims management services?
- Will you have direct access to the same agent for questions and support or is a salesman selling you the policy and then you are transferred to a call center?
- Does that salesperson hold a valid insurance license?
- Are you dealing with licensed agents for policy and claims inquiries, or will you be directed to a call center?
Understanding these factors can make a significant difference in the level of service you receive, how your claims are handled and ultimately how mush you pay for your insurance.
Most importantly, don’t be swayed by promises of low rates without considering the quality of service provided. Inquire about hidden administrative fees and ensure that you have a clear understanding of the support available to you.
At Insurance Incorporated, we offer seamless integration with existing payroll services for easy reporting and pay-as-you-go options, all without compromising on service quality or incurring hidden costs that some payroll companies charge for Worker’s Compensation payroll reporting, Safety Programs, OSHA compliance, HR Support and so much more. With Insurance Incorporated you will receive the lowest rates and a portal that provides you with compliance tools and safety and claims support., you can rest assured that your business is in capable hands.
Protect your business and your bottom line with Insurance Incorporated. Contact us today at 877-428-8778 for quotes on your Worker’s Compensation insurance and learn more about our comprehensive workers’ compensation solutions tailored to your needs.
