Condo associations face a unique set of risks and responsibilities. From protecting common areas and association assets to meeting lender, statute, and governing document requirements, selecting the right insurance partner is critical. Insurance Incorporated provides specialized insurance solutions designed specifically for condominium associations and HOAs.
Specialized Insurance for Condo Associations
Condo association insurance is complex and varies by state, governing documents, and property type. Insurance Incorporated works with multiple top-rated carriers that specialize in condo association insurance, allowing us to structure coverage that aligns with your CC&Rs, bylaws, and statutory requirements.
We insure a wide range of associations, including:
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Small and large condo associations
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High-rise and low-rise condominiums
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Townhome and planned unit developments
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New construction and older properties
Multiple Carriers = Real Choice
Because we represent numerous insurance carriers, we give boards and property managers the power of choice. This allows us to compare pricing and coverage options to help associations secure:
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Competitive and stable premiums
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Broader property and liability coverage
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Flexible deductibles and limits
Our approach ensures the association is properly protected without paying for unnecessary coverage.
Competitive Rates With Comprehensive Coverage
Rising insurance costs are a major concern for condo boards. Our access to multiple markets enables us to control costs while maintaining strong, comprehensive protection. We focus on eliminating coverage gaps and ensuring compliance with mortgage lenders, state regulations, and governing documents.
Coverage for Condos of Any Age
Whether your buildings are newly constructed or decades old, Insurance Incorporated can help. We routinely place coverage for:
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Older condo buildings
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Properties with phased updates or renovations
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Associations with prior claims history
Our experience allows us to overcome underwriting challenges that many agencies cannot.
Complete Insurance Solutions for Associations
Insurance Incorporated offers all lines of insurance needed by condo associations and property managers, including:
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Property and General Liability Insurance
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Directors & Officers (D&O) Liability Insurance
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Crime
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Workers’ Compensation Insurance
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Employment Practices Liability Insurance (EPLI)
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Business Auto Insurance
This consolidated approach simplifies administration and improves coverage consistency.
Free Property Management Services Portal
As an added value, we provide a Property Management Services Portal at no cost. This portal helps streamline insurance administration, certificate management, and compliance—saving time and reducing administrative burden for boards and managers.
A Trusted Partner for Condo Associations
Insurance Incorporated works closely with boards of directors and property managers to deliver proactive guidance, responsive service, and long-term risk management support. Our goal is to protect association assets while helping control insurance costs.
Get a Free Condo Association Insurance Quote Comparison
Call Insurance Incorporated today for a free condo association insurance quote comparison at 877-898-9333, or visit www.insuranceinc.com to get started.
Insurance Incorporated
California Insurance License #0235301
